Your Signing Appointment Below is a list of items that you will need before your appointment to sign the escrow papers. Cashiers Check Get a cashiers check or certified check issued by a California financial institution made payable to ITC in the amount indicated to you by your escrow officer. A personal check may delay the closing since ITC is required by law to have good funds before disbursing funds from escrow. Identification There are several acceptable forms of identification which may be used during the escrow process. These include:
One of these forms of identification must be presented at the signing of escrow in order for the signature to be notarized. Lenders Requirements Make sure you have satisfied your lenders requirements before coming to the title company to sign papers. Fire & Hazard Insurance When you are buying a single family, detached home (and in some cases a townhome), be sure to order your insurance before the loan has been approved. Next, call your escrow officer with the insurance agents name and number so that they can make sure the policy complies with your lenders requirements. You must have the insurance in place before the lender sends money to the title company. If you do not have an insurance agent, your real estate agent can offer some suggestions. Vesting for Title Decide how you would like to hold title to your new home. You may wish to consult a lawyer, accountant, or other qualified professional before making this decision. |
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